person filling out hazard insurance form

Hazard Insurance: What Kansas City Area Homeowners Need To Know

No matter where you live, natural hazards are a fact of life. Fires, hurricanes, earthquakes, snowstorms, and tornadoes can rip through communities, destroying structures and wreaking havoc on communities. The National Oceanic and Atmospheric Administration reports that in 2020, 22 weather or climate-related disasters each resulted in at least $1 billion in damages.  According to Frank Nothaft, chief economist at …

school building exterior

How To Get Emergency Water Damage Help For Your School, College, or University

There’s a reason school districts limit snow days. Parents need to go to work and the curriculum needs to be followed. It can be detrimental when kids miss too many days of school.  It turns out, the melted version of snow can cause problems for schools as well. Water damage from weather, plumbing issues, and other emergencies can force facility …

warehouse building on fire in an industrial park

How Fires Can Damage Your Business or Commercial Property In Unexpected Ways

Structure fires caused over $12 billion in property damage in 2019, according to the Insurance Information Institute.  Fires are scary and sudden, they can damage your property in many ways you would expect. Things like personal belongings, paperwork, and furniture can all be burned beyond repair. Although, some of the most detrimental effects of fires are the damages they cause …

older wood floors that have buckled due to water damage and moisture inside house

How To Identify And Date Water Damage In An Older Home

Older homes can have immense character and charm; most are solidly built and are a great investment of your time and money.  But as with most things, age creates a specific set of concerns for older homes. Water damage is one of those areas to look for as you purchase an older home or manage your older home’s upkeep.  The …

professional dressed in ppe to remove mold on wall

Mold Removal: When To Hire A Pro And When You Can Do It Yourself

Mold. Just mentioning the word can cause many property owners to start to panic, and rightly so. Mold can cause serious health issues. It grows quite quickly and many times in areas of buildings that are not visible, making it even harder to remove it from your property. Cleaning up mold on your own can be dangerous and difficult.  However, …

business insurance forms

What type of Insurance Should Kansas and Missouri Contractors Have?

Summer provides some of the busiest months when it comes to home and business repair and remodeling. If you have plans to spruce up the homestead or your business, chances are you are shopping around for a reliable contractor that is going to turn your plans into reality. As you look around for that contractor, one thing you may not …

fallen tree on commercial business causing damage after summer storms

5 Tips to Prevent Summer Storms from Interrupting Your Business

The only thing predictable about summer storms is that they are going to pop up at some point during the season. Summer storms can be severe – thunderstorms, tornadoes, and the chance of flooding are all things that can cause extensive damage to your home or business. As a business owner, you don’t have time or money to deal with …

historic home in missouri

Water Disaster Restoration and Historic Homes: What You Need to Know

What Is a Historic Home? Although it’s easy to declare that an older and much-loved home is historic, the actual accepted definition is far more exacting. According to the National Register of  Historic Places, a home is only considered to be historic if it meets the following criteria: It must be more than 50 years old (with one or two …

historic main street in downtown

How to Prevent and Restore Fire Damage in Historic Properties

What Makes a Building Historic? Although it’s easy to declare that an older and much-loved home or commercial building is historic, the actual accepted definition is far more exacting. According to the National Register of  Historic Places, a building is only considered to be historic if it meets several criteria: It must be more than 50 years old (with one …

professional water damage restoration air mover and dehumidifier drying out room damaged by water

What Is Water Damage Restoration, and Why Is Professional Help So Important?

Water damage comes in all different forms. Sometimes the damage from water is caused when a small leak goes unnoticed. It may take weeks or even months before the damage finally shows up to signal damage to your property’s structure and surfaces.  Then there are the times when a pipe bursts from the second floor or a dishwasher hose breaks, …